Life is for the Living! Lets plan Today! Call Sheila at 216-233-1912

1. Term Insurance: The most affordable type, if purchased at a younger age. It is best for temporary needs, ex. Mortgage protection, coverage until a child graduates College etc. Typically 5, 10,15,20,30 year terms. Pays Benefit if you die during the term.

2.Whole Life: Life contract with Level premium, and Death benefit usually remains level, typically to age 100.

3. Universal Life: Offers more flexibility in premium payments if circumstances change. Benefit can be level or accumulating that adds value to the face amount as policy cash value grows.

Final Expense: Life policy that can be used to cover debts after a person passes away. Funeral cost, credit card debt, estate cost etc. that can put a financial burden on a Family if not planned ahead for.

Life Insurance is for the Living!!! Leave a Legacy not a Burden!